Buying land in Tamil Nadu requires thorough due diligence to avoid legal disputes and ensure a secure investment. One of the most important steps in the land-buying process is verifying the Patta and Chitta records. These official documents authenticate land ownership and possession, helping you avoid potential property disputes in the future.
In this blog, we'll guide you through the steps of verifying Patta and Chitta records, why they're crucial, and how to perform this verification online in Tamil Nadu.
What are Patta and Chitta?
What is a Patta?
The Patta is an official record that verifies the ownership of land in Tamil Nadu. It contains critical details like:
- Owner’s Name
- Survey Number
- Land Type (agricultural, residential, etc.)
The Patta ensures that the individual selling the land has legal ownership and the right to transfer the property. If you're planning to buy land, you must check the Patta to confirm the seller's legitimacy.
What is a Chitta?
The Chitta is a document that shows the possession of land. Unlike the Patta, which confirms ownership, the Chitta confirms who is currently occupying or using the land. It includes:
- Possessor’s Name
- Survey Number
- Current Use of the Land (e.g., agricultural, residential)
Before purchasing land, it’s important to verify both Patta (ownership) and Chitta (possession) to ensure that the land is free from legal disputes.
Why Verifying Patta and Chitta is Crucial?
Here are some key reasons why verifying Patta and Chitta records is essential:
- Legal Ownership: Verifying Patta ensures that the seller is the rightful owner of the land and has the legal authority to sell it.
- Possession Rights: Checking the Chitta confirms that the person occupying the land is the rightful possessor.
- Avoid Disputes: Verifying these records reduces the risk of property disputes related to ownership or possession.
- Loan and Financing: Financial institutions require Patta and Chitta records for loan approval when purchasing land.
- Prevent Fraud: Ensuring the Patta and Chitta match the seller’s details protects you from fraudulent land transactions.
How to Verify Patta and Chitta Records Online in Tamil Nadu?
Step-by-Step Guide to Online Verification
The Tamil Nadu Revenue Department provides an online portal to help you verify Patta and Chitta records easily. Follow these simple steps:
1.Visit the Tamil Nadu Revenue Department Portal
Go to the official website: Tamil Nadu Revenue Department.
2.Select Your Land’s Location
Choose the District, Taluk, and Village where the land is located.
3.Enter the Survey Number or Landowner’s Name
You’ll need the Survey Number or Owner’s Name to look up the records. The Survey Number is unique for every land parcel in Tamil Nadu.
4.View Patta and Chitta Details
The portal will display details related to the Patta (ownership) and Chitta (possession). Verify that:
- The owner’s name on the Patta matches the seller’s name.
- The survey number on both documents is correct.
- The Chitta shows the correct possessor and land usage.
5.Download the Records
After confirming that the details are accurate, you can download the Patta and Chitta records for your reference.
What to Do if You Find Discrepancies?
If you notice any discrepancies or inconsistencies in the Patta or Chitta records, take the following steps:
- Contact the Local Tahsildar Office: Report any mismatches to the Tahsildar office for corrections.
- Consult a Lawyer: If there are legal issues or ownership disputes, consult a property lawyer to resolve them.
- Re-Verify After Corrections: Once the discrepancies are corrected, re-verify the updated records online.
Additional Documents to Verify Before Buying Land
Besides Patta and Chitta, ensure the following documents are in order:
- Title Deed: A document that proves the ownership of the land. It should be free from encumbrances or legal claims.
- Encumbrance Certificate: Confirms that the land is free from any financial liabilities, including loans or mortgages.
- Sale Agreement: A formal contract outlining the terms of the sale between the buyer and the seller.
- Seller’s Identity Proof: Verify the identity of the seller to ensure they are legitimate and authorized to sell the land.
Common Issues to Watch Out For
When verifying Patta and Chitta, be aware of these common issues:
- Land Disputes: Check for any ongoing disputes in the Chitta or Patta records. Avoid buying land that is involved in a legal dispute.
- Incorrect Name or Survey Number: Ensure that the seller’s name matches the records, and the survey number is correct.
- Absence of Patta or Chitta: If the land doesn’t have a Patta or Chitta, it may be an indication of illegal or unauthorized land.
Conclusion
Verifying Patta and Chitta records is a vital part of the land-buying process in Tamil Nadu. These documents ensure that the land you're purchasing has a legitimate owner and that there are no legal disputes or possession issues. By following the steps outlined above, you can easily verify the Patta and Chitta records online, protecting yourself from fraud and legal problems.
Before proceeding with any land transaction, always verify these documents, and consult a lawyer if you find any discrepancies. A little effort in the beginning can save you from significant trouble in the future.
For more information on property transactions and real estate in Tamil Nadu, visit blog.maadiveedu.com.
Frequently Asked Questions (FAQ)
1: What is the difference between Patta and Chitta?
Patta shows ownership, while Chitta confirms possession of the land.
2: What if there is no Patta for the land I want to buy?
Avoid purchasing land without a Patta, as it could lead to legal issues. Always ensure the Patta is available and correctly registered.
3: Can I check Patta and Chitta records offline?
Yes, you can visit the local Tahsildar office to verify Patta and Chitta records in person.
4: How do I correct discrepancies in the Patta or Chitta?
Discrepancies can be corrected by visiting the Tahsildar office and submitting a request for an update or modification.