Andaman and Nicobar Real Estate: Updated Stamp Duty & Registration Costs for 2025
Know the revised 2025 property registration charges in Andaman and Nicobar. Clear stamp duty rates, real examples, and buyer tips included.
Table of Contents
If you're planning to buy a house, land, flat, or commercial property in the Andaman and Nicobar Islands, understanding the latest stamp duty and registration charges for 2025 is very important. These charges are mandatory and directly affect your overall budget.
This guide gives you clear, practical information about how much to pay, who has to pay, and how to complete your property registration legally.
What Are Stamp Duty and Registration Charges?
When you buy a property, the government collects two types of charges:
- Stamp Duty – A percentage of the property value that acts as tax and legal proof of ownership.
- Registration Charge – An additional amount to officially record the sale in the government property records.
You must pay both to complete the property registration process.
Updated Property Registration Charges in Andaman and Nicobar Islands for 2025
As per the latest update, these are the revised rates applicable across the Union Territory:
Stamp Duty Rates:
- Male Buyer: 6% of the property value
- Female Buyer: 4% of the property value
- Joint Registration (Male + Female): Based on the ownership share of each person
Registration Charges:
- 1% of the property value for all buyers (same for male and female)
Stamp duty is always calculated on either the sale deed value or the government’s fixed circle rate – whichever is higher.
Practical Example: Stamp Duty and Registration Calculation
Imagine you are buying a residential house in Port Blair for Rs. 40,00,000.
For a Male Buyer:
- Stamp Duty (6%): Rs. 2,40,000
- Registration Charge (1%): Rs. 40,000
- Total Government Charges: Rs. 2,80,000
For a Female Buyer:
- Stamp Duty (4%): Rs. 1,60,000
- Registration Charge (1%): Rs. 40,000
- Total Government Charges: Rs. 2,00,000
This means a woman buyer can save Rs. 80,000 compared to a male buyer on the same property value.
Documents Required for Property Registration
Before going for registration, make sure you have the following documents ready:
- Sale Deed with full property details and both parties' signatures
- Aadhar Card and PAN Card of buyer and seller
- Passport-size photographs
- Encumbrance Certificate (EC) for the last 13 years
- Khata certificate or property tax paid receipt
- NOC from the builder or housing society (if applicable)
- Receipt of stamp duty and registration charge payment
Online Payment Option: e-Stamping in Andaman and Nicobar Islands
The Andaman government supports online e-stamping for faster and safer payment of stamp duty.
To use this facility:
- Visit the official Andaman government website: https://andaman.gov.in/latestupdate_all.php
- Look for the e-Registration or e-Stamping section
- Generate your stamp paper online and pay using your debit card, UPI, or net banking
- Download and print the e-stamp certificate and attach it with your sale deed
What is Circle Rate and Why It Matters
The circle rate (also called guideline value) is the minimum property price set by the local authority for each area.
You must pay stamp duty based on the higher value between the sale price and the circle rate.
Example:
- Sale Price = Rs. 30,00,000
- Circle Rate = Rs. 35,00,000
- You will pay stamp duty on Rs. 35,00,000
Always check the circle rate before buying to avoid surprise charges.
Tips for Buyers – Save Money and Avoid Mistakes
- Register the property in a female’s name (wife, daughter, or mother) to reduce stamp duty
- Always check the circle rate of the locality before finalizing the deal
- Get a legal check of documents before signing the sale deed
- Pay your stamp duty online in advance to save time during registration
- Keep all original documents safe and carry copies for submission at the registrar office
Most Common Questions People Ask (Based on Google Searches)
What is the stamp duty in Andaman in 2025?
6% for men, 4% for women, calculated on the higher value between market rate and circle rate.
What is the registration charge in Andaman?
1% of the property value, same for all buyers.
Is property registration fully online in Andaman?
No, stamp duty can be paid online, but you must visit the sub-registrar office to complete the registration.
Can I register land or flat in my wife’s name?
Yes, and you’ll save 2% in stamp duty.
How do I calculate total property registration cost?
Add 6% (or 4%) stamp duty plus 1% registration fee on the sale value or circle rate.
Final Summary – Charges at a Glance
These charges apply to all types of properties including residential plots, flats, houses, shops, and commercial land.
Call to Action
Planning to buy or sell property in the Andaman and Nicobar Islands?
Get updated guidance and verified listings only at www.maadiveedu.com.
For more informative guides like this, visit our blog at blog.maadiveedu.com.
Stay informed. Make smart real estate decisions.
